Thanks to the news and the recent economic downturn, most of us
our quite familiar with foreclosure that occurs when a person is unable to pay
their mortgage. However, fewer people know about tax foreclosure
properties.
The Basics
Essentially
tax foreclosure properties belong to the local government. For whatever reason,
the homeowners did not pay their property taxes as required by the law in their
area. Sometimes homes can be taken for failure to pay other types of local
taxes, too. The specifics vary from county to county throughout the United
States,
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ferrari.
After a number of notices are given regarding the
past due taxes, the property is seized and is usually auctioned off by the
government.
Going to Auction
While bank foreclosures rarely sell
and auctions and end up becoming REO properties that head back to the market
after some repairs, tax foreclosure properties are almost always sold at
auction. If they are not sold the first time, they go back on the auction block
during a subsequent auction.
That means if you??re serious about
obtaining one of these properties you need to find out when the auctions are
occurring,
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cher. In most counties, tax foreclosure properties are auctioned
off once a month. You can contact your local tax office or sheriff??s office
(these types of auctions are often referred to as sheriff??s auctions) to find
out when the date is scheduled,
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However, if you??re interested in finding properties outside your home area,
using the Internet might be a better choice for your search.
Which is
Better?
There are pros and cons to both bank and tax foreclosure
properties. You??ll want to weigh these pros and cons before making a choice
about which to pursue. Of course, if you??re an investor you might want to keep
all of your options open so you can secure the best deal
possible.
So you are somewhere along the continuum between
thinking about buying a condo and actually buying a condo. Let us welcome you to
the condo lifestyle, and present you with a list of five essentials for the
condo life, and, as a bonus, two things you probably can do
without.
Storage ottoman
One of the best ways to conserve space in
condos without giving up the things you love is to make your furniture perform
double duty. A prime example is the storage ottoman. It looks just like a
regular ottoman and feels just as comfy when you rest your feet on it,
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you may find magazines or toys or whatever else would only be cluttering your
life if it were not put
away.
Insurance
Your condo association
carries some sort of insurance policy that protects the building in the event of
a fire or natural disaster, for example. But do not think that means you do not
need extra insurance. Condo owners, at the very least, should have an HO-6
policy that protects their belongings. Want to take your insurance a step
further? Get a personal liability policy that protects you from liability in
case someone falls and breaks a leg in your condo, for example.
Floating
shelves
Floor space is at a premium in many condos. If you have knick-knacks
or other things that you just cannot bear to part with, but do you also do not
have roof for standard shelves, then consider floating shelves. These take up
only wall space and can be a great way to display the items you want
displayed.
The right demeanor
People who live in condos live close to
their neighbors. In extreme cases, you have neighbors above, below, and to each
side if you. And even if you do not have that many of them, you likely will see
them in the hallway, at the community pool, or on the elevator. If you have a
sour demeanor or are rude to your neighbors, you will miss a key part of the
condo life.
Urban appreciation
There just is no way around it: The
vast majority of condo buildings are built in heavily urban areas. So if you are
going to like the condo life, you better appreciate everything that urban
settings offer.
Vehicle
One thing you probably can get away without
having is a car. Why? In many cases, people who live in condos also work close
by. And if they need to get somewhere? Well, public transportation probably is
not far, either.
That sense of being tied down
As a condo owner you do
not need to worry about mowing the lawn, raking the leaves,
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outside of your home, worrying about your roof, or wondering if your furnace
will go out. As a result,
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cher, there is no need to feel tied down. If you want to get away
for a long weekend,
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shoes, just pack up, lock the door,
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