People who are involved in worker's compensation agree on the fact that there are problems in the system and the blame is always put on someone else. Accusations of fraud fly everywhere and are aimed at different people. The California Department of Insurance targets the bosses.

Workers' compensation insurance would involve some kind of employer fraud. Examples of fraud could be underreporting of payroll or misclassifying employees. The state's top insurance regulator views this another way. Employers are paying an enormous amount of money to people who are abusing workers' comp insurance, says the California insurance commissioner,black uggs.

The attorney dealing with workers' compensation issues says that the blame for this current crisis can fall on any group involved. The defense that workers get will be the strongest he can give. He says fraud by workers is not very frequent. According to the Web site of the California applicants' attorneys association, only a small number of arrests and convictions occurred from the 4 million injuries that were reported within the years 1993 and 1998.

He wants employers and employees to realize that in the end, they're still in the same place when it comes to dealing with insurance companies. Insurance costs went lower years after the insurance industry's deregulation took place. Huge profits were what insurance companies got back from their investment of premiums in the stock market when the number of claims was low.

The 9/11 events increased the problems. Insurance companies closed business because of these terrorist attacks, in addition to losses in the industry that amounted to $40 billion. But he says there are still 235 private insurance companies offering workers' compensation coverage in California and he supports proposed legislation that would post the top 50 of them, together with their rates, on a state Website.

Something that is not agreed upon is the fact that rates go up when there's a claim, but rates don't go down when there are no claims. Senate Bill 191, which he supports, aims to create a reward system for those employees have remained claim free for two years at least.

A physical therapist is reminded of the Latin word compitis when he describes his patients' conditions. The recovery time for work injuries is different from the recovery for non work injuries,cheap timberland boots uk for men, this gentleman says.

A person with a sport related injury will most likely recover faster and be back at work sooner than someone who got injured from a work mishap. This new and direct form of payment would encourage health care specialists not to forget their patients with workers' compensation.

Health professionals will receive the payment without too much hassle,moncler. He said that this is obviously different from the way an HMO works, where there are too many questions, too much paperwork, and too many costs involved.

This one chiropractor who has been practicing for 13 years claims that only 15% of his patients are on workers' compensation. Since chiropractors would financially benefit this system, they take advantage of it by providing more services. He knows what patients do to abuse the system. Real and fake injuries can be distinguished through certain tests.




Should you own a patent that is being infringed, your only course of action is to file a lawsuit against the infringer. There are patent owners who have launched patent infringement lawsuits that resulted in multi-million dollar awards for patent-owner-plaintiff. That’s the good news. The bad news is that mounting a patent infringement lawsuit can easily cost millions of dollars! There are two elements to the cost structure of a patent infringement lawsuit.

Legal Fees: Among all types of civil litigation, IP (intellectual property) lawsuits are among the most expensive. Total costs may reach the $2 to $5 million range. Why so expensive? First of all, it takes hundreds or even thousands of hours of time to prepare and try an IP lawsuit, and IP litigators are highly specialized attorneys who charge hundreds of dollars an hour. The litigation is complicated, and mounting an effective offense is time-consuming of the time of some very expensive people!

Disbursements: In addition to legal fees, there are numerous out-of-pocket expenses that are called “disbursements.” These include filing fees and travel expenses, as well as hiring court reporters to create transcripts of all depositions. Sometimes depositions are videotaped, and that is another cost,cheap timberland boots uk. Outside experts are often brought in to do research and to appear as expert witnesses. Sometimes displays have to be created to demonstrate to the jury how the patent works and how it is being infringed. Many law firms use jury consultants to make their presentations more effective and to fine tune their presentation to the actual jury that hears the case.

Bottom Line: A patent infringement lawsuit tends to be a classic David-versus-Goliath battle,timberland boots uk, with the patent owner the under-funded David facing off against the large corporate Goliath with almost unlimited financial resources. It is not a major expense for a multi-billion dollar corporation to spend a few million dollars defending itself in federal court. It is quite another thing for an individual or a small business to come up with a few million dollars to pursue the infringer of its patent.

There Is a Solution: The old expression that “necessity is the mother of invention” really applies here. A new type of business, the patent enforcement firm, was created to address just this issue. There are just a handful of these businesses, but they fill a real need  helping the patent owner whose patent has been infringed, but cannot afford to fund a patent infringement lawsuit. Patent enforcement firms fund and manage the entire process in exchange for a share of any awards or settlements that result from the lawsuit. They work on what is known as a “contingency” basis. The patent enforcement firm hires a law firm, manages the entire lawsuit, and pays for everything. When they either win the case at trial or reach an out-of-court settlement,moncler outlet, they usually split the proceeds with the patent owner. If they go to trial and lose, AND they fail to reach a settlement with the defendant(s), they write off all the money they invested in the lawsuit. The patent enforcement firm assumes all the risk!

They Pick Their Fights: Needless to say, these patent enforcement firms are very selective in whom they chose to represent since they make a huge financial commitment to a client.